Young and new driver advice

You've just passed your test. After hours of driving around with me, you are finally unleashed into the big wide world. It's really exciting being a new driver. You suddenly have access to a whole new world of freedom that you never had before. You can get up and go whenever you want, but also you can go wherever you want, within reason of course.

First things first though, you need a car. You may have saved up for months to buy your first car or you might have been given a hand-me-down from your parents or siblings, you may even have been fortunate enough to have been given a car. Either way the next step is the same for all of you - getting insurance.

Getting car insurance as a young driver is notoriously difficult and expensive. If you took lessons with me when you were a bit older then your insurance rates won't be as high as they are for young drivers. Whether you want Aviva car insurance or had some other company in mind, it is definitely worth spending some time thinking about where to get your insurance from. Whoever you decide to go for, it is a good idea to talk to the company before hand to see what they can offer you. If you're a young driver, unfortunately your rates are always going to be higher than you'd like.

Why is this you ask? Well, it is simple facts really. Young drivers tend to have more accidents than experienced. If you look at statistics they show that one in five drivers will have some kind of crash during their first year driving. Within the first two years you are still more likely to be involved in an accident. Drivers between the ages of 17 and 25 cause one third of all road fatalities in the UK, which is a statistic worth considering.

There are a few things which you can do to help keep your insurance down as much as possible. Firstly, as soon you pass sign yourself up for a Pass Plus course. It will add to your costs, but many insurers will give you 35% off if you have done it, so you will be saving in the long run. Secondly, take note of which car you are trying to insure. The smaller the engine, the cheaper it will be to insure. Also modifications might look cool but they will also cost you more. Finally if you are the main driver of the car, make sure you say so, there are serious consequences if you are found out to be lying. It's just not worth taking the risk.