There's no doubt that the cost of motoring is spiralling. This is especially true of insurance premiums. Research shows that they've risen by 4.3 percent on average since the start of 2010.

But there's no need to despair, for at the same time small cars are getting more spacious, greener, cheaper to run and funkier than ever. Here are a few with plenty of practicality, paucity and prestige (of their own unique kind).

Insurance ratings in the old 1-20 scale are displayed first with the...


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